Buy Now, Pay Later
Pay over 12, 24 or 36 Months*
Pay over 3, 6, 12, 18 or 24 Months*
Checking your eligibility won't affect your credit score.
Convenient
No need to wait. Buy the things you need today, then make easy, manageable payments
Flexible
Eligible customers will have the option to pay over time, whether you buy with Affirm or lease-to-own with Katapult Finance
Transparent
Clear Terms, Fair Rates, No Prepayment Penalties. Know exactly what you'll pay up front, without any surprises.
How It Works
Select Affirm at Checkout
Then just enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score
Choose How to Pay
Select the payment schedule you like best, then confirm your loan. You’ll never be charged more than you see up front
Make Easy Payments
Just download the Affirm app or sign in at affirm.com to make payments. You’ll get email and text reminders whenever a payment’s coming up. With Affirm, there will never be late fees or surprises
Or, Try Katapult
If Affirm isn’t able to offer you a payment plan, most customers will be given the option to check out today using our lease-to-own program from Katapult, an Affirm partner.
Frequently Asked Questions
*Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.